PALM BEACH COUNTY FILM & TELEVISION COMMISSION’S INSURANCE REQUIREMENTS:
Comprehensive or Commercial General Liability Policy
- A limit not less than $1 million each occurrence
- Include contractual liability to cover indemnification agreement in permit
Business Auto Policy (required when filming from within an auto or filming staged autos)
- A limit not less than $1 million each occurrence
- Coverage shall include liability for “any auto or scheduled autos” including hired and non-owned automobile liability
Workers Compensation and Employers Liability – Florida
- Must comply with Chapter 440 of the Florida Statues covering Florida Statutory benefits and employers liability ($100/$500/$100)
- Applies to firms that have one or more employees regardless of requirements of statute
- Evidence must be submitted on a bona fide certificate of insurance. Palm Beach County need not be included as additional insured as it is against rules of this coverage; however, we must be provided with proper notice of cancellation in accordance with filming permit (Exemption Possible)
- If your company does not have workers compensation coverage, please fill out the workers comp waiver.
All Certificates must include: See sample insurance certificate
- A 30-day endeavor to notify cancellation or non-renewal
- Authorized personnel signature at the bottom of the insurance certificate
ADDITIONAL INSURANCE REQUIREMENTS, AS NEEDED:
Aircraft or Watercraft Liability (required when filming normal activity from within an aircraft or watercraft in motion or filming staged aircraft or watercraft in motion)
- A limit not less than $1 million each occurrence
Stunt Liability
- A limit not less than $5 million each occurrence
FAQ’s
Why do I need workers compensation?
Palm Beach County requires anyone working in the County to provide workers compensation. The only exception is when the company does not have any employees, only executive officers, partners or proprietors. In that case the company may submit an exemption form.
If my insurance agent requires additional information, whom should they telephone?
Please have your agent contact the FTC with any questions.
Since insurance requirements are very specific, we urge you to give your agent a copy of these questions.
May I use my insurance certificate again later in the year?
Yes, provided the insurance is still in effect. Most certificates have a specific length of active time plus a cancellation time frame. The FTC will hold your insurance certificates on file.
May I bring a blank certificate and fill in the municipality names when I decide where I want to shoot and complete the information in handwriting?
No, all information on insurance certificates must be completed by the insurance company for proper validation. This can easily be accommodated by fax, e-mail or overnight mail service.
